istock/The Globe and MailName, age:Alex, 29Annual income:$76,000Debt:$28,000 in government student loans; $8,544 car loanSavings:$23,000 in TFSAs; $10,700 in RRSP; $3,800 in company share planWhat he does:Chemical engineer/scientistWhere he lives:Barrhaven, Ont.Top financial concern:“I’m looking forward to pulling out of the pandemic